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Fragmented vendor landscape
Multiple processors, settlement providers, and compliance tools that do not talk to each other, creating reconciliation overhead across teams.
FOR BANKS & FINANCIAL INSTITUTIONS
Enterprise payment infrastructure built for banking complexity.
Migrate from legacy processors, launch new acquiring programmes, or modernise your payment stack. No 18-month integration cycles.
45%
Faster Go-Live
99.99%
Uptime SLA
THE CHALLENGE
Banks are stuck with legacy infrastructure that can't keep up.
Compliance & certification overhead
Every new scheme or market adds certification cycles, cost, and compliance work your bank must keep maintaining.
Slow time-to-market
Long integration cycles delay acquiring launches, new payment products, and the merchant experiences your customers expect.
WHAT YOU GET
Everything a bank needs to run acquiring.
One platform, one vendor, one integration. Replace your entire payment stack with CenterFirst.
Full Acquiring Platform
End-to-end acquirer stack — merchant onboarding, POS, QR, e-commerce, UPI, and wallet acceptance on a single platform.
Payment Switch & Auth
RBI-certified switching with real-time authorisation routing across Visa, Mastercard, RuPay, UPI, and 21+ networks.
Compliance & Certs
PCI-DSS Level 1, ISO 27001, scheme certifications across all supported networks. We maintain them so your team doesn't have to.
Settlement & Reconciliation
Automated T+0 to T+2 settlement with four-way reconciliation, multi-currency netting, and exception handling built-in.
Certified Hardware
POS terminals, mPOS devices, and QR solutions — pre-certified, deployed, and field-serviced by our team.
Managed Services
24/7 operations team, L1/L2/L3 support, SLA-backed incident response, and field service engineers in all markets.
IMPLEMENTATION
From signed contract to live programme.
A structured, proven delivery process that gets banks to production fast — without cutting corners.
DEPLOYMENT MODELS
CredoPay fits your bank. Not the other way around.
Three deployment models to match your infrastructure strategy, risk appetite, and regulatory requirements.
Recommended · PaaS
CredoPay Hosted
Fully managed cloud infrastructure. We handle security, compliance, upgrades, and 24/7 operations. Fastest time to live.
99.99% SLA guaranteed
Auto-scaling infrastructure
Managed PCI-DSS compliance
Zero upgrade downtime
Bank hosted
Bank Hosted
CenterFirst deployed in your cloud or data centre. You own the infrastructure; we own the software and support.
Full data sovereignty
Runs in your VPC or data centre
CredoPay managed updates
Hybrid connectivity
On-premises
On-Premises
CenterFirst deployed entirely within your own data centre for maximum control and air-gapped environments.
No external data flows
Air-gapped deployment option
Full customer data control
On-site support available
CERTIFICATIONS & COMPLIANCE
Every certification your compliance team will ask for — maintained by us.
GET STARTED
Ready to build your acquiring programme on proven infrastructure?
Talk to our team about your bank's requirements. No commitment required for the first conversation.